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Consumer Fee Schedule

(Effective July 12, 2017)



FREE Services  
AndroidTM, iPad®, and iPhone® Apps FREE
Android Pay, Apple Pay, and Google Pay FREE
ATM Foreign Transactions FREE
Bill Pay FREE
In Branch Coin Machine Services FREE
Direct Deposit FREE
DocuSign Services® FREE
eStatements FREE - And Safe, Secure, & Environment Friendly!
GreenPath Financial Wellness (A nonprofit with 60 years of experience that we partner with to help strengthen our members' financial wellness at every step of their financial journey) FREE
Incoming Wires FREE
Mobile Deposits FREE
Money Matters (Personal Financial Management Tool) FREE
MyCardRules AppTM FREE
Notary Services FREE
Online Banking FREE
VISA Debit Card FREE

Checking & Savings Accounts


Account Research $20 per hour; 1-hour minimum
Bad Address Fee $5.00 per item
Closed Account Return Fee $31.00 per item
Collection Fee $25.00 per occurrence
Copy Fee (paid checks, other documents, excluding statements) $1.50 per item
Garnishment Fee $25.00 per occurrence
Inactive Account Fee - no transactions for 6 months or more $3.00 per month
Money Orders $2.00 per item
NSF (items returned unpaid) $31.00 per item
Official Checks $2.00 per item
Overdraft (items paid resulting in a negative balance) $31.00 per item

Overdraft Transfer (from established Overdraft protection, not Overdraft Privilege

$5.00 per item

Returned Deposit Item (items deposited or cashed but subsequently returned unpaid)

$20.00 per item

Returned Payment - Mortgage

$15.00 per item

Share Draft Printing Varies by design

Statement Copies (Interim, Monthly or Quarterly; Available to print in Online Banking for FREE)

$5.00 per statement

Stop Payment on check written by member $31.00 per item

​Credit/Debit Card & Electronic Transaction

ATM Foreign Transaction Fee None
Bill Pay Guaranteed 2 Day ACH Fee $4.95
Bill Pay Guaranteed 2 Day Fee (check) $14.95
Bill Pay Overnight Delivery Fee (check) $19.95

Card Reissue Fee (ATM, Visa check card, or credit card)

$10.00 per card (1 free per calendar year)

Express Credit or Debit Card $50.00 per request
Hand Posted ACH Transaction/ACH Exception Fee $5.00 per transaction
International Transaction Fee Single Currency- Transactions made in foreign countries and in U.S. Dollars - .8% of transaction.
Multi-Currency- Transactions made in foreign countries and in foreign currency - 1% of the transaction.
Real Time P2P $1.00 per transfer
Stop Payment on Debit transactions $29.00 per item

Wire Transfers (Domestic)

$20.00 per wire

Safe Deposit Box Annual Rental

3 x 5


5 x 5


3 x 10


5 x 10


10 x 10 (only available at our Massaponax branch)


Duplicate Safe Deposit Box Key

$15.00 per key