Cards

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Do you currently have a credit card with us? Click Here.

Build your credit and access the spending power you need with one of our VISA Card options! With low non-variable interest rates and no annual fees, you can feel financial security in your pocket. For additional benefits on our card products - click here!

If you want to control spending with a low interest rate this is the credit card for you. Enjoy line amounts of $500 to $10,000 and numerous convenient features:

Free balance transfers

  • Same interest rate for purchases, cash advances and balance transfers
  • Non-Variable interest rate
  • No annual fee
  • No over limit fee
  • No default rate
  • Zero liability if your card is lost or stolen
  • Low minimum payment and 24-hour online account access

If you want a generous credit line and a premium rate, this card has your name on it. It offers the same features as our VISA Credit Card plus credit lines from $10,000 to $30,000.

  • Free balance transfers
  • Same interest rate for purchases, cash advances and balance transfers
  • Non-Variable interest rate
  • No annual fee
  • No over limit fee
  • No default rate
  • Zero liability if your card is lost or stolen
  • Low minimum payment and 24-hour online account access

If you need to establish or repair your credit we have the solution.

This credit card uses your funds on deposit with the Credit Union to secure your account and offers credit lines from $500 to $6,000 plus all of the features you receive with our VISA Credit Card.

  • Free balance transfers
  • Same interest rate for purchases, cash advances and balance transfers
  • Non-Variable interest rate
  • No annual fee
  • No over limit fee
  • No default rate
  • Zero liability if your card is lost or stolen
  • Low minimum payment and 24-hour online account access

Want to make home improvements with the convenience of a line of credit? A Home Equity Line of Credit, or HELOC, is similar to a home equity loan but allows you to draw on your line of credit as you need it. 

  • Low monthly payments
  • Funds available when you need them
  • Interest may be tax deductible, check with your tax advisor.
  • 24-hour online account access
  • Up to 100% Loan-To-Value financing
  • Maximum $100,000 credit limit, with approval
  • Owner occupied, primary residences only.

Our VISA Check Cards offer the power of a checkbook in the swipe of a card. Save time and ink using this convenient card 24/7.

  • Free card with the opening of a checking account
  • Works worldwide
  • Deducted directly from your checking account
  • No checkbook to carry
  • No check to write
  • No waiting for check approval
  • In and out of stores in no time
  • Free detailed monthly description of transactions on your checking account statement
  • Replaces your ATM card
  • Free Verified by Visa services

One free card per calendar year, after the first card, there is a $10.00 fee for replacement of lost, stolen or damaged Cards
To Report Lost/Stolen Cards after hours call: 1-800-682-6075, or our Lost/Stolen website, 
 www.reportmycards.com
To assist in the prevention of fraud, the Credit Union may at times block a Visa Check Card when unusual activity occurs. Please contact Member Services at (540) 663-2181 should you encounter a problem with your Visa Check Card. Should this occur after business hours, call our representatives at 1-800-682-6075 from within the United States, or COLLECT at (206) 352-3482 from outside of the United States, and they will be happy to assist you

It's a jungle out there! Lock down your Visa card from those online predators using this easy deterrent from Visa.  

NSWC FCU's Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases. NSWC FCU and Visa are pleased to offer you this great service at no additional charge.  Register Now! Registration is a simple process that just takes minutes to complete. Make sure you have the loan holder’s social security number and date of birth handy.  Once you register, you'll be ready to shop with confidence and take advantage of some great offers available from an ever-growing number of participating merchants!

To Cancel Verified by Visa please click here for instructions.

Verified by Visa is a registered trademark. The Visa Site is © Copyright 1996-2016 Visa. All Rights Reserved. Revised March 2016

To request a copy of your credit card agreement, please call us at 540.663.2181 and ask for card services or click here to send us an email request. *Do not include personal information in your request (account numbers, Social Security Number or other sensitive information). 

We will provide the requested agreement within a reasonable timeframe, not to exceed 30 days.