Business Fee Schedule

(Effective May 8, 2017)

Product

Fee

Business Checking

No Monthly Fee

 - Fee for over 150 items per month

$0.15 per item*

Commercial Checking
(Monthly fee waived with averiage daily balance of $1,000.00 or higher)

$12.00 per month

 - Fee for over 250 items per month

$0.15 per item*

Business Benefit Checking
(Monthly fee waived with average daily balance of $2,000.00 or higher)

$12.00 per month

 - Fee for over 250 items per month

$0.15 per item*

Non-profit Checking

No Monthly Fee

 - Fee for over 250 items per month

$0.15 per item*

Overdraft Transfer (from established Overdraft Protection)

$5.00 per item

Overdraft (items paid resulting in a negative balance)

$31.00 per item

NSF (items returned unpaid)

$31.00 per item

Stop Payment on check written by member

$31.00 per item

Return Deposit Item (items deposited or cashed but subsequently returned unpaid)

$20.00 per item

Closed Account Return Fee

$31.00 per item

Copy Fee (paid checks and other documents, excluding statements)

$1.50 per item

Garnishment Fee

$25.00 per occurrence

Collection Fee

$25.00 per occurrence

Inactive Account Fee**

$3.00 per month

Account Research

$20 per hour; 1 hour minimum

Interim, Monthly or Quarterly Statement Requested at Teller

$5.00 per statement

Money Orders $2.00 per item
Bad Address Fee $5.00 per item
Share Draft Printing varies by design

Card Reissue Fee (ATM, Visa check card, or credit card)

$10.00 per card (1 free per calendar year)

Express Debit Card $50.00 per request
Stop Payment on Debit transactions $29.00 per item
Hand Posted ACH transaction/ACH Exception fee $5.00 per transaction

Bill Pay Overnight Delivery Fee (check)

$19.95

Bill Pay Guaranteed 2 Day Fee (check)

$14.95

Bill Pay Guaranteed 2 Day ACH Fee

$4.95
ATM Foreign Transaction Fee None

International Transaction Fee

Single Currency-Transactions made in foreign countries and in U.S. Dollars - .8% of transaction.

Multi-Currency-Transactions made in foreign countries and in foreign currency - 1% of the transaction.

Official Checks

$2.00 per item

Wire Transfers (Domestic)

$20.00 per wire

Real Time P2P

$1.00 per transfer

Share Draft Printing

Varies by Design

Safe Deposit Box Annual Rental

3 x 5

$45.00

5 x 5

$50.00

3 x 10

$65.00

5 x 10

$75.00

Duplicate Safe Deposit Box Key

$15.00 per key

*Items include checks paid, deposits posted, deposited items, withdrawals, Atm deposits and withdrawals, Pin-based Check Card transactions, and Automated Clearing House (ACH) items.

**Member must be inactive (no account transactions) for 6 months or more.