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Business Accounts

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You’re busy building your dream; let us worry about this part of it. With financial options fitting every entrepreneur’s needs, and convenient benefits, we can take the stress out of banking.

  • Checking

    You’re busy, we know. This is why we offer multiple checking account options offering greater convenience and extra benefits for your business needs.

    Business – This account is perfect for businesses with simple cash management needs. With 150 free transactions each month and other convenient features, this account allows you to focus on the more important things in your busy schedule:

    • No monthly service charge
    • Free mobile and online banking
    • Free Bill Paying Service, E-Statements and Personal Financial Tool
    • Access your account at any NSWC FCU credit union office, Plus, AFFN and Accel ATMs.
    • Free descriptive monthly statements
    • Free 24 hour account access through UNO, our Audio Response System
    • Easy enrollment in Overdraft Privilege up to $750

    Commercial – If your business has significant transaction activity, our Commercial Checking Account is what you’re looking for. With many of the features our Business Checking Account offers plus 250 free transactions each month, this account makes entrepreneurship easier than imagined:

    • Free mobile and online banking
    • Free Bill Paying Service, E-Statements and Personal Financial Tool
    • Access your account at any NSWC FCU credit union office, Plus, AFFN and Accel ATMs.
    • Free descriptive monthly statements
    • Free 24 hour account access through UNO, our Audio Response System
    • Free mobile remote deposits
    • Easy enrollment in Overdraft Privilege up to $750

    Non-Profit – For our fellow non-profit businesses, this account has the same features as our Commercial Checking Account with one difference:

    • No monthly service charge

    Business Benefit – If you maintain higher balances, this is the account for you. Our Business Benefit Checking Account pays higher dividends on those higher balances you keep and offers many of the same features as our Commercial Checking account with one difference:

    • Earn dividends on balances over $2,000.00
  • Savings

    We want to help keep your business in the black. Keep yourself on track with one of our many savings account options.

    Prime – This convenient account establishes Credit Union membership while providing various member-friendly features:

    • $1.00 opening and minimum balance requirement
    • No monthly service charge
    • Free mobile and online banking
    • Free Bill Paying Service and Personal Financial Tool
    • Access your account at any NSWC FCU credit union office, Plus, AFFN and Accel ATMs.
    • Free descriptive quarterly statements
    • Free 24 hour account access through UNO, our Audio Response System
    • Earn quarterly dividends

    Regular – You know the saying, savings accounts are so good you can’t have just one…or something like that. For those members in need of more than one, this account offers the same features as our Business Prime Savings Account and allows you to further organize your savings to better fit your needs.

    Premium – This account provides a higher dividend for higher balances plus all of the features our Prime Share account offers.

    • Earn dividends on balances of $10,000 or higher
    • The Premium Savings account is limited to six electronic transactions per calendar month, but is allowed unlimited in-person transactions.  Electronic transactions in excess of six will not be processed. Click here for more information

  • Certificates

    If you’re looking to earn higher dividends on your money, one of our many share certificate options is the perfect solution.

    Share Certificates – Earn higher dividends on the money you are saving with a Share Certificate. Choose from a 6 or 9 month, 1, 2, 3 or 5 year account option:

    • Minimum $100 deposit
    • Dividends pay at maturity for 6 and 9 month certificates
    • Dividends compound and pay quarterly on 1 to 5 year certificates
    • No monthly service charge

    There is an early withdraw penalty on certificates with terms of 1 year or less that will equal  90 days’ dividends and for terms greater than 1 year that will equal 180 days’ dividends.