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Attention members with auto/boat/motorcycle/RV Loans:

Collateral Protection Insurance:

NSWC FCU depends on comprehensive and collision insurance to protect our credit union from uninsured loss. The terms of your loan contract require this coverage for the life of the loan. When members allow their coverage to lapse, we place a collateral insurance policy on the member’s loan with the cost added to the monthly payments of the loan. This insurance protects the credit union but does not cover the borrower, and is no substitute for traditional insurance.

NSWC FCU uses a system to track and monitor the insurance status of our loans. If you receive a letter requesting proof of insurance on your loan, we encourage you to act quickly. For more information on collateral protection, please contact our Loan Servicing team at 540.663.2181, extension 1800 or