Checking & Savings
Business Fee Schedule
(effective August 1, 2012)
| Product | Fee |
|
Business Checking |
No Monthly Fee |
| Commercial Checking (Monthly fee waived with average daily balance of $1,000.00 or higher) Fee for over 250 items per month |
$12.00 per month $ .15 per item* |
|
Business Benefit Checking |
$12.00 per month |
| Non-Profit Checking Fee for over 250 items per month |
No Monthly Fee $ .15 per item* |
| Overdraft Transfer (from established Overdraft Protection) | $5.00 per item |
| Overdraft (items paid resulting in a negative balance) | $29.00 per item |
| NSF (items returned unpaid) | $29.00 per item |
| Stop Payment | $25.00 per item |
| Return Deposit Item | $10.00 per item |
| Closed Account Return Fee | $29.00 per item |
| Check Copies | $1.50 per item |
| Original Copy | $1.50 per item |
| Garnishment Fee | $25.00 per occurrence |
| Collection Fee | $25.00 per occurrence |
| Inactive Member Fee | $3.00 per quarter |
| Account Research | $1.50 per statement |
| In excess of 1 hour | $10.00 per hour |
| Account Histories in excess of 7 days | $1.00 per history |
| ATM Foreign Transaction Fee | $1.25 per item |
| ATM Card Reissue Fee | $25.00 per card |
| Credit Card/Check Card Reissue Fee | $25.00 per card |
| International Transaction Fee |
up to 1% of the transaction amount even if processed in US currency but initiated by merchant outside of the United States |
| Teller Services | |
| Coin purchased (over 5 rolls per visit) | $ .15 per roll |
| Coin brought to CU (over $25.00 per visit) | 5% of total |
| Money Orders | $2.00 per item |
| American Express Gift Card | $3.95 per card** |
| Official Checks | $2.00 per item |
| Money Wires | $15.00 per wire |
| Commercial Money Order (Depending on amount of money order) | $17.75-$54.75 |
| Share Draft Printing | varies by design |
| Safe Deposit Box Annual Rental | |
| 3x5 | $35.00 |
| 5x5 | $40.00 |
| 3x10 | $45.00 |
| 5x10 | $55.00 |
| Duplicate Safe Deposit Box Key | $15.00 per key |
*Items include checks paid, deposits posted, deposited items, withdrawals, Atm deposits and withdrawals, Pin-based Check Card transactions, and Automated Clearing House (ACH) items.
**Special Notice to Consumers Regarding American Express Gift Cards Purchased Between August 22, 2010 and January 30, 2011 (the "Transition Period")***
1. The funds on American Express Gift Cards do not expire.
2. American Express Gift Cards have no fees after purchase (including dormancy, inactivity or service fees).
3. If the American Express Gift Card purchased by you during the Transition Period does not meet all of the disclosure requirements of the CARD Act, or reflects an expiration date of less than five years on the date you purchase your card, you are entitled, upon request, to a free replacement American Express Gift Card, including its packaging and related materials, that does meet all of the requirements of the CARD Act.
If you have questions, or want to request a free replacement American Express Gift Card as described above, please contact American Express at the website or telephone number printed on the back of your American Express Gift Card.
***Notice provided pursuant to the Gift Card provisions of the Credit Card Accountability Responsibility and Disclosure Act (U.S. Public Law 111-24) (the "CARD Act"). The CARD Act, most significantly, protects consumers by placing limits on the fees and expiration dates that gift card issuers may impose with respect to their cards.
